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Ask the Expert Podcasts

How to Underwrite Mortgages in the 21st Century


Adapting new technology into your mortgage loan process is just the first step in streamlining your in-house procedures. Catch up on our most recent Ask the Expert podcast where nationally recognized underwriter, Dani Hernandez, chats with States Title’s Senior Director of Business Ops, Jessica Shamoun, about the importance of residing your workflow, and the impact the Cares Act and newly announced Adverse Market Refi fee have on our industry.

About Dani Hernandez:

Dani Hernandez is a nationally recognized mortgage underwriting, guidelines, and content creation expert. Dani joined Envoy Mortgage in March and also serves as a Consultant for Ludwig Plus and previously as Marketing and Communications Director for Freddie Mac, as well as a routine contributor for HousingWire’s blog, “Ask the Underwriter.”

Hernandez has spent over five years working with superior mortgage fintech companies to create an unmatched user experience for borrowers and lenders. Her synchronized approach to the consumer mortgage experience supports digital mortgage technology to provide the most efficient loan process available. Hernandez’s addition to Envoy will further cement the company’s commitment to best-in-class operational workflow and defect free loan manufacturing.

As a weekly Content Developer for HousingWire’s blog “Ask the Underwriter”, Hernandez submits articles and topics that achieve multiple top answers on Google and over 17,000 blog views each month, as she provides factual and impartial answers to loan originators and real estate agents.

Listen to this podcast and catch up on past Ask the Expert episodes through your favorite streaming platforms: Spotify  |  Apple Podcasts  |  Google Podcasts