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Equip your team with the latest research, knowledge and news.

Moshe Abudarham

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Moshe Abudarham

Fine-tuning the Mortgage Manufacturing Process

When American businessman Henry Ford developed the assembly line, he forever changed the manufacturing process and made cars available to the middle class. Today, all sorts of products follow the same methodology, including mortgages.

Max Simkoff

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Max Simkoff

We Asked the Experts How the Mortgage Industry Will Change in 2021

Now as we look ahead to 2021, it’s time to hear from some of our guests again, with their predictions of what to expect in the coming 12 months.

Amy Tankersley

Articles

Amy Tankersley

Three Steps to a Smooth Closing

Are notary scheduling issues impacting your customers’ mortgage closing experience? Here are three tips to overcome notary challenges – and three ways we’re meeting you halfway with data-powered tools to ensure customer success.

Moshe Abudarham

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Moshe Abudarham

Lenders Should Use Data to Decide Who to Lend to and When

When it comes to mortgages, both bank and non-bank lenders can leverage data they already have access to in order to determine whether a customer is ready and eligible for mortgage products.

Amy Tankersley

Articles

Amy Tankersley

The Rise of Insuretech: Where Do We Go from Here?

Every financial services business has experienced a transformative year, and the burgeoning sector of insuretech is no exception. 2020 significantly impacted its upward trajectory. Where do we go from here?

Amy Tankersley

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Amy Tankersley

Local Expertise from a National Company: The Best of Both Title Worlds

Working with a national title insurance company offers certain advantages and economies of scale, but is your title partner equipped to handle the vast nuances of local closings? Ideally, your title and escrow provider should be able to provide you with service encompassing the best of both worlds. Here’s how we do it.

Moshe Abudarham

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Moshe Abudarham

Issues that Need to Be Overcome Before a Mortgage Can Close

Mortgages are complex, time-consuming, and full of risk, and sometimes, mortgages fall through before they even begin. By some estimates, lenders spend up to half the time they commit to originations on mortgages that do.

Moshe Abudarham

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Moshe Abudarham

Six Key Criteria for Mortgage Approvals

For a lender to approve a #mortgage, they will consider six key criteria: credit, income, assets, employment, valuation, and title.

Becky Hobbs

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Becky Hobbs

States Title Expands Coverage Along the East Coast in 2020

National mortgage lenders can now access States Title’s innovative title and escrow solutions up and down the East Coast, as we have expanded our services to key Eastern region states including New Jersey and Pennsylvania.

Brian Holligan

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Brian Holligan

Announcing States Title’s Third Patent

Automated open mortgage detection is an essential part of generating title commitments in minutes. By integrating this technology into States Title’s suite of Instant Underwriting solutions, we’re approaching the process of establishing title on a property in a way nobody else has.

Amy Tankersley

Articles

Amy Tankersley

Fintech, Proptech, and Insuretech: The Real Estate Triad of Change

The long-established real estate industry is comprised of decades-old practices ripe for innovation and disruption. Enter fintech, proptech and insuretech, three innovative sectors seeking to improve processes and experiences for both businesses and consumers.

Amy Tankersley

Articles

Amy Tankersley

Goldilocks … and the Three Mortgage Lenders

In the business world, the Goldilocks Principle is used to contemplate and fulfill a wide range of customer needs and values. Rather than offer a “one-size-fits-all” title solution, States Title tailors our title and escrow service to each mortgage lender customer.

Moshe Abudarham

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Moshe Abudarham

Minority Homeownership Disparities Offer an Opportunity for Lenders

As the mortgage industry acknowledges systemic racism and takes steps to address historical discrimination that has led to undeniable wealth and homeownership disparities, there’s an opportunity for lenders.

Moshe Abudarham

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Moshe Abudarham

Anything Is Possible with a Partnership Built on a Shared Vision

How the relationship between Homepoint and States Title evolved, what it looks like in practice, and a brief look at what the future may hold for the mortgage experience.

Amy Tankersley

Articles

Amy Tankersley

The Good, the Bad, and the Ugly: Real Estate Pros’ COVID-19 Lessons

2020 has had more than its fair share of bad and ugly, so what good changes can real estate agents and brokers pin their hopes on?

Moshe Abudarham

Articles

Moshe Abudarham

To Be an Innovator by Name, You Have to Be an Innovator by Nature

Labels such as “disruptors” and “innovators” should not be thrown around, but bestowed upon those who actually move an industry forward, and whose customers acknowledge their role in doing so.

Moshe Abudarham

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Moshe Abudarham

Affordable Title and Escrow You Can Scale to Future Proof Your Lending

It seems much of the industry has got used to only getting two of three factors, but States Title has completed the venn diagram of cheaper, faster, and of equal or better quality.

Moshe Abudarham

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Moshe Abudarham

Better Mortgage Experiences: Give Each File the Attention it Deserves

As nice as better processes, time-saving automations, and easier closings are for lenders, brokers, underwriters, and title and escrow providers, arranging mortgages is a relationship business.

States Title

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States Title

Introducing States Title’s Instant Closing Disclosure Solution

The conventional mortgage closing is time-consuming, costly, and confusing, and the arcane process known as fee collaboration is a function ideal for innovation. By applying machine learning, States Title’s new Instant Closing Disclosure generates a complete, accurate settlement statement in just one minute – bringing us one step closer to our vision of creating the instant closing experience.

Moshe Abudarham

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Moshe Abudarham

How Efficiency Helps States Title’s Customers to Unlock Margin Uplift

“Failure to implement technology hurts lenders, too.” writes Max Simkoff in a recent article in Forbes on the current disconnect between demand and supply – notably of notaries – impacting mortgage refinances and resales across America.

Amy Tankersley

Articles

Amy Tankersley

Three Changes Lenders Can Expect from AMRF – Plus One Sigh of Relief

Fannie Mae and Freddie Mac have delayed implementation of their adverse market refinance fee until December 1, giving mortgage lenders three months to prepare to go live. Here are three changes lenders can expect in the coming months – along with one less worry that may surprise you.

Amy Tankersley

Articles

Amy Tankersley

Tackling the Fee Collaboration Conundrum

Lenders: When was the last time you received a complete, error-free Closing Disclosure from your title and escrow processor in under an hour? Probably never. States Title is addressing this common pain point with the same innovative approach we have taken to develop our suite of patented instant title underwriting solutions.

Amy Tankersley

Articles

Amy Tankersley

The Adverse Market Refi Fee, explained

Answers to your burning questions about the government-sponsored enterprises’ plan to assess a 0.5-percent fee to all refi transactions, effective Dec. 1.

Amy Tankersley

Articles

Amy Tankersley

Supporting High-Net-Worth Clients: Title and Escrow, Hollywood-Style

Like any set of mortgage consumers, high-net-worth clients – celebrities and successful businesspeople – have their own unique needs and expectations for their mortgage closing. Lenders must partner with title and escrow providers that can support their clients’ demands for high-touch, responsive service.

Amy Tankersley

Articles

Amy Tankersley

What is instant title insurance underwriting?

Forward-thinking title companies are launching “instant title” solutions to help their lender customers streamline the closing process. How are States Title’s solutions different from other ‘instant’ title products on the market?

Amy Tankersley

Articles

Amy Tankersley

6 Shortcuts to a 7-day close

Close a mortgage refinance in a week? It’s not as crazy as it sounds, according to Jay Promisco, Chief Production Officer at Sierra Pacific.

Amy Tankersley

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Amy Tankersley

Lender onboarding process lays solid foundation for customer success

States Title’s detailed customer SLAs and seamless systems integration ensure customer satisfaction and success from day one.

Amy Tankersley

Articles

Amy Tankersley

Customer Service vs. Customer Success: Why Your Company Needs Both

What is the difference between customer service and customer success, and why are both essential to driving CSAT scores for consumers?

Amy Tankersley

Articles

Amy Tankersley

Win-Win-Win: Why Our Post-Closing QC Is Thrice as Nice

When a loan closes, the work of our white-glove title service is far from over. Find out how our post-closing quality management process guarantees a threefold victory for our team, our customers, and ultimately, their customers.

Amy Tankersley

Articles

Amy Tankersley

Closings Report Card: Making Metrics Work for Lenders

Title commitments within 12 hours? Just one of the SLA metrics we track, share, and meet for our lender customers to continuously exceed their expectations.